Commercial Coverage Information

Is your business adequately insured? If not, you risk losing your business.

Business packages are available specifically designed for your line of exposure. These are a few types of insurance every business needs. You probably bought policies that covered these areas when you first opened your doors . but have you kept up with your business's changing needs?

  • Business Property: Covers inventory, office equipment and building.
  • Liability: Protects your business from loss due to negligence caused by you, your employees, business conditions and your products. Also includes miscellaneous claims such as libel, slander and false advertising.
  • Commercial Auto: An auto owned by or used in the course of business must have a Commercial Liability policy.

    The next two areas we find are often overlooked.

  • Umbrellas: Coverage is on top of liability coverage. You can dramatically extend your coverage for a small amount of cash. An umbrella kicks in when the underlying limits have been exhausted. Coverage extends over your Commercial Auto and General Liability. Limits begin at $1 million.
  • Employment Practices Liability Insurance: This coverage was non-existent ten years ago and now it is widely available. If an employee sues your company for sexual harassment, wrongful termination, job discrimination, or any of the other increasingly popular claims alleging failures in your employment practices, this kicks in to provide legal defense and possibly pay a settlement. "There should not be a business without this coverage."
    		• Information Request Form
    Business name:
    Your name:
    Years in business:
    Address:
    Address 2:
    City, State, ZIP:
    Best Contact Number:
    Fax (if applicable):
    E-mail address:


    Please Indicate the coverage you are interested in:

    Commercial Auto   
    General Liability  
    Property  
    Computer Coverage  
    Workers Comp  
    Bonds  
    Umbrella  
    Professional Liability
    Employment Practices Liability  
    Business Interruption  
    Group Health, Life, Dental
    Disability
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